“What Happens if You Have Been Injured by an Uninsured or Underinsured Driver?” by a Tacoma personal injury lawyer
You have just been injured in a car accident. Your body hurts and your mind is racing. You talk to the other driver. He has no insurance. Now what? Well, if this is the situation you find yourself in, please remember this is increasingly common, and that you have options. Consider these statistics. Around 14 percent of drivers in the United States do not have auto insurance. In Washington State, an estimated 18 percent of drivers have no car insurance. So, if you are driving in Washington State, you are at increased risk of becoming involved in a car accident with an uninsured or underinsured motorist.
Under Washington State’s at-fault statute, the person responsible for causing the car accident is required to pay all costs related to the accident including property damage, medical expenses incurred by the victim and other damages. But if that driver has no insurance, then you have to look for other options.